You become a member of the Michigan Public School Employees' Retirement System and begin accruing credit toward retirement benefits on the first day you work in a participating Michigan educational institution.
You're in the Pension Plus 2 retirement plan for Michigan public school members if you:
- First worked for a Michigan public school on or after February 1, 2018, and you elected the Pension Plus 2 plan.
Members include employees of:
- K-12 public school districts.
- Intermediate school districts.
- Public School Academies/Charter Schools.
- Tax-supported community colleges.
Note: The terms members and schools throughout this site are referring to the employees and employers who participate in the Michigan Public School Employees' Retirement System.
Two types of members
Members in the retirement system are classified in one of the following categories:
- Active Member. You are on the payroll of one of the participating Michigan educational institutions described above. You remain an active member for up to one year while laid off, or as long as an employee-employer relationship exists while on a leave of absence. If you work as a substitute employee, you are only considered an active member on the actual days you are working.
- Deferred Member. You leave public school employment after you are vested for your pension, but before you’re old enough to draw your pension. You are vested for your pension — meaning you have sufficient service to qualify for a pension but don’t yet meet the age requirement — when you have the equivalent of 10 years of full-time employment. You remain in deferred status, as long as your pension contributions remain on account, until you apply for your pension at the regular retirement age, currently set at age 60, and become a retiree.
The following employees are not members of the Michigan Public School Employees' Retirement System:
- A person who retired from the system and is receiving a pension (even if he or she returns to public school employment).
- A person employed by a public school while enrolled as a full-time student in that system.
- A person under age 19 employed in a temporary, intermittent, or irregular seasonal or athletic position, whether a student or not.
- An instructor or administrator of a community college or eligible university who elected an optional retirement plan (such as TIAA/CREF) offered under Public Act 156 of 1967, as amended.
- An employee of a library or museum hired after it separated from the school district.
- A person working in the public school system only through a program resulting from the Federal Work Force Investment Act of 1998; Michigan Community Service Corps (Public Act 259 of 1983); Senior Community Service Employment Program (Public Law 89-73); or Work First Program.
Note: Administrators of any of these programs, who were previously members of the retirement system and remain employed by the school, may retain membership in the retirement system.
- An employee enrolled in a transitional public employment program.
- A person enrolled in a federally-funded neighborhood youth corps program or similar training program operated by an intermediate school district to prevent or rehabilitate high school dropouts.
- A person who is working for a school for the sole purpose of a political election.
- A person working in a public school that is contracted by an outside company, rather than hired directly by the school.
- A person working in a public school who is self-employed as an independent contractor.